Unlock Growth with Trade Credit Insurance. See Risk, Seize Opportunity
Turn your sales ledger into a strategic advantage using smart data from Trade Credit Insurance, your receivables & ARC.
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Protection that powers your growth
Trade Credit Insurance safeguards your business and gives you the confidence to expand.
Trade Credit Insurance & account
receivable specialists
Data driven
Global reach
Whole of market and
independent
We are one of the leading independent Trade Credit
Insurance brokers in the UK
We are a multi-award-winning, FCA-regulated and fully independent specialist in Trade Credit Insurance, delivering tailored solutions to businesses worldwide.
With 900 international partners across 75 countries and over 10,000 active policies, we support more than 400 multinational companies in securing open account trading with greater payment certainty.
Exclusively focused on Trade Credit Insurance and related value-added products, we are recognised as the world’s largest independent provider recommended by our clients, trusted by industry, and built to support confident, risk-managed growth.
Align Margins
to Risk
Align margins to risk means setting profit margins to match customers’ payment likelihood, protecting against potential non-payment losses.
Enhance Operational Efficiencies
Streamline credit management, reduce bad debt risks, and free up valuable resource to focus on core operations.
Growth; New Customers, New Markets
Drive growth by confidently winning new customers in fresh markets, and expanding your business opportunities worldwide.
About ARC (Analysis of Risk and Compliance), our revolutionary risk management platform
ARC is a first-to-market broker platform built to simplify and strengthen Trade Credit Insurance management. It improves credit limit approvals, increases claim payment certainty, and supports working capital by tracking real-time compliance.
Your own sales ledger data is combined with Smart Buyer Intelligence via underwriter credit limit ratings, pro-actively pushing us as brokers any gaps in coverage for us to work on, as your right-hand person in Account Receivable protection.
Using AI and machine learning, ARC continually improves performance, offering smarter insights and stronger policy control. We drive your insights and analytics, enabling you to align your margins to risk, supporting growth.
Four key benefits of working with EFCIS
Increases your working capital
and insured position
Supports growth with new buyers or markets
ARC sends your broker workflows to proactively improve your policy and limits
Takes manual policy management away from your business
Download more info on our ARC system
Client A – Ireland | Meat Sector | Turnover: £93.9M
Since partnering with EFCIS, Client A has significantly strengthened its insurance position and improved trading resilience. The company now benefits from broader cover and higher credit limits, giving greater confidence to trade securely and grow with reduced risk.
- Insurance cover improved by 28% (69.2% ➝ 97.3%).
- Credit limits grew by 15% (£38.1M ➝ £44.0M).
Client B – UK | Telecommunications | Turnover: £17.7M
By working with EFCIS, Client B strengthened its insurance cover and increased its available credit capacity. This improvement has given the business greater confidence to trade securely and continue growth in a competitive market.
- Insurance cover improved by 30% (62.6% ➝ 92.8%).
- Credit limits increased by 47% (£5.83M ➝ £8.61M).
Client C – UK | Meat sector | Turnover: £84.5M
Since partnering with EFCIS, Client C has strengthened insurance cover and unlocked far greater credit capacity, supporting secure growth and day-to-day trading confidence.
- Insurance cover improved by 44.5% (50.3% ➝ 94.8%).
- Credit limits increased by 1,289% (£0.77M ➝ £10.62M).
What could a 1% gain on your bottom line each year mean for your business?
Consistent incremental changes lead to long term gains on your bottom-line profits
Transforming risk management at GRS Group
GRS Group has transformed risk management with the ARC+ platform, replacing manual reporting, improving insurance coverage, halving overtrading, and saving over three days each month. Real-time insured status visibility and proactive support from EFCIS have optimised operations, making them an indispensable partner in our brokerage journey.
BRF improves cash flow with Non-Payment Notifications
MJ Birtwistle excels with EFCIS credit insurance solutions
We found EFCIS in 2021 and from day one they have managed to exceed all our expectations and what has impressed us most is their understanding of the business and our requirements. The entire EFCIS Team provide solutions not problems, have a “yes” attitude when faced with a challenge and take a proactive, logical approach. Their strength is that they get involved and talk to the right people. The ARC System provides an impressive Information Base from which real and effective decisions can be made. Our relationship with EFCIS is honest, friendly and professional.
"Smarter Trade Credit Insurance. Powered by ARC. Driven by Data, worked by experts at EFCIS."
*We aim to ensure all our existing clients to be over 90% insured using the EFCIS advantage, powered by ARC, contact us today for a conversation about how we can help your business
Get a quote for your Trade Credit Insurance
Tell us about your business and we’ll do the rest.